investment ?
Q. My friend owns small business and wants to start another small business, but does not have enough capital. Can she just write a check from her 1. business and make it like investment to 2. business? or are there any rules to make investment? thanks
Asked by slo - Mon Dec 4 14:00:05 2006 - - 1 Answers - 0 Comments

A. If she has an account with money in it, she can just write checks. Even if its 500 businesses. More often people first figure out or guess that the second business will have some profit. If the first business is profitable, then you bring the business plan to a bank and borrow the money. Go slow but if and when you can count on 20 or 30% profit, start numbers 3 through 5 the next year. Then you salt away some of the profits and retire when or if you want to.
Answered by kurticus1024 - Mon Dec 4 14:05:20 2006

What is the best investment for your money?
Q. What is the best short term investment for one's money with the highest return, with the lowest amount of risk? I'm invested in CD's and they give a good interest rate and very skeptical of the stock market yoyo and not interested in the shaky housing market. But my question still remains and want to know what do you think would be the best investment, also thinking about foreign securities, but what do you think is a good investment and also for retirement long term too?
Asked by Daniel - Tue Feb 27 13:44:10 2007 - - 5 Answers - 2 Comments

A. At the moment, t-bills. Better than cds. No state and local taxes. Long term--a variety of index funds and mutual funds with different investment objectives. Examples: PENNX--small cap stocks, SPY--large cap stocks, SWZ--Swiss stocks, TDF--Chinese stocks, IJH--mid cap stocks.
Answered by muncie birder - Tue Feb 27 14:01:54 2007

What types of investment plans are out there for young entrapeurs?
Q. I am constantly wondering what types of investment plans or other forms of investment are out there for young entrepeurs who just want to make quick money legally. Therefore, just prove a full explanation of your opinion. Thank you.
Asked by N.T. - Wed Oct 3 17:51:14 2007 - - 4 Answers - 0 Comments

A. If you are really an entrapeurs (or entrepreneur as some of us call it), then you would know the answer to that question and be telling us! An entrepreneur is someone who knows the answer to that question, does it, and makes a good profit from it. Im sorry, but if you have to ask the question, then you are not an entrepreneur, although you may possibly be an entrapeur.
Answered by The Joe - Wed Oct 3 18:16:56 2007

Is investment in Jomtien (thailand) condos among very good investment options in Asia ?
Q. I am exploring investment in Jomtien (Pattaya, Thailand) condos. I like to know if Jomtien is possibly among the very good real estate investment destination and can i expect 30% appreciation per annum. I hear them some of the Thailand's highest towers are being built in jomtien beach. I would like someone to also list top 3-4 condos schemes for investment in 2008, and some websites that give comparison of multiple schemes and most updated information.
Asked by pradeep k - Fri May 9 01:36:40 2008 - - 1 Answers - 1 Comments

A. sir In India there are lot of opportunities where you can invest your money ,if you are sincere please just drop a line, I shall be here to reply your queries
Answered by manoj p - Sat May 10 10:08:16 2008

Can i become an investment banker with an entrepreneurship major and computer science major?
Q. I am planning on attending University of Indiana and i am wondering if i could become an investment banker if i majored in Entrepreneurship and Computer science (double major)? Also, IU has a great group called Investment Banking Network. Does anyone know if i could get into this group without a finance major or possibly even a finance minor?
Asked by Mark - Tue Mar 9 17:07:02 2010 - - 1 Answers - 0 Comments

A. I know several instances where people became investment bankers without taking finance courses./
Answered by DrIG - Sat Mar 13 08:37:19 2010

What investment vehicle takes advantage of compounded interest?
Q. Am I correct that you do not really compound your money when you buy stocks since your money doesn't get re-invested yearly? My 10,000 will only increase in value in 10 years if the price of the stock goes up and not because my 10,000 gets compounded annually (unless the company offers dividends which I could re-invest yearly). If not stocks, then what other investment vehicles takes advantage of compounded interest? Money market and bonds?
Asked by Ava - Sun Mar 21 07:05:00 2010 - - 4 Answers - 0 Comments

A. Compound interest is specific to money placed into interest bearing instruments such some CDs Saving accounts, and money markets. The so called miracle of compound interest growing the principle is the interest paid over a period which could be daily, weekly, monthly, or yearly is added to the principle and interest is then earned on the new amount. Some CDs do not compound interest and only pay interest on the initial deposit over the entire term of the CD. Stocks do not have a fixed principle and dividends are calculated different than interest so while when you reinvest the dividends you buy more stock it does not guarantee a steady rate of return like compound interest. Bonds often pay a fixed rate of return in interest but the… [cont.]
Answered by PracticaL Mentor - Sun Mar 21 07:35:02 2010

What is the best way to handle large investment losses on my taxes?
Q. I really screwed up and have over $50,000 in investment losses this year! Our gross income from salaries for this year will only be around $50,000. In addition, I lost $5000 in my Roth IRA. I just read that I can only deduct $3,000 in investment losses. Does that include IRAs PLUS regular investment activities? Also, will any interest I accrue via CDs or dividends from stocks or mutual funds essentially be tax-free now since I have such a large investment loss? Or is that a different category? Please help, I really screwed up this year and am hoping somebody has some suggestions to make this better. Thanks in advance!
Asked by Ed R - Sun Jul 23 16:03:07 2006 - - 4 Answers - 0 Comments

A. Actually, you have lots of questions here. First, investment losses are to be offset against investment gains (that includes any capital gain distributions from your mutual funds), but no greater than $3000 per year can be deducted on your tax return. The balance of the losses can be carried forward to future tax years, but no greater than $3000 can be written off in any year. Your Roth losses aren't deductible since they're in a tax deferred investment. As far as your other unearned income being tax free, only insofar as it's no greater than the $3000 of losses. Investment losses must be offset against investment gains, not other unearned income like dividends, interest, or earned income like wages. Hopefully, your next investment… [cont.]
Answered by SuzeY - Sun Jul 23 16:11:37 2006

Which online investment portfolio i can start with $50 and earn high returns in 30days being?
Q. I want an online investment, the one that is free fraudster.
Asked by unknown - Mon Jun 14 05:28:00 2010 - - 1 Answers - 0 Comments

A. This answer is not what you want to hear, but is accurate. $50 is too little to start with. Earning high returns in 30 days is completely unrealistic. The only encouraging replies you will receive are from penny stock scams, with perhaps a bit for forex spam and hyip spam mixed in. Spend part of your $50 on a couple of introductory investment books. That will reward you long term.
Answered by Jerry - Mon Jun 14 10:46:20 2010

What would be a good investment strategy for me?
Q. I'm 28 years old, I make a little over 200K a year and i have over 300K in liquid cash in separate bank accounts. I don't know what to invest in because the market is garbage. My goal is to have a million by the time I'm 35 and I hope that with solid investments and some possible continued growth in income, I can accomplish this. Can someone give me some good investment strategies?
Asked by The Bomb Diggity - Wed Aug 13 15:51:49 2008 - - 3 Answers - 0 Comments

A. A number of busy professionals hire the services of a money manager to help them manage their investment portfolio. Money managers are defined as "A business or bank responsible for managing the securities portfolio of an individual or institutional investor." Typically, money managers are qualified professionals whose job is to help you get the best return for your money. They research and select different investment options, monitor the different markets to help you maximize returns. In return for a fee, your money manager will help you develop an appropriate investment strategy, and buying and selling securities to meet those goals. With fee-based management, as opposed to transaction-based management, you and your advisor are on the… [cont.]
Answered by jsforex.blogspot.com - Wed Aug 13 18:28:15 2008

What qualifications will I need to become an investment banker and what does an Investment banker do?
Q. Im just about to pick my GCSE options, and what I really want to do is become an investment banker. But what GCSE/A levels will I need to become one? Plus, what exactly does an investment banker have to do and how much money can one make? Please guys Id really appreicate some help on this.
Asked by james - Mon Nov 30 15:51:17 2009 - - 2 Answers - 0 Comments

A. While a degree in any discipline is acceptable, many companies prefer related subjects such as accounting, economics, mathematics or statistics. Increasingly, entrants have a Masters degree such as an MBA or MSc in a related subject. A second language is also extremely useful. The following qualifications may be useful as a first step: The 14-19 Diploma in business, administration and finance BTEC Certificates and Diplomas in business and finance subjects City & Guilds qualifications in business and finance subjects IFS Certificate or Diploma in financial studies. An investment banker's tasks could include: advising clients how to raise finance to expand their business arranging loans to fund expansion advising clients on merging with or… [cont.]
Answered by William - Mon Nov 30 18:55:19 2009

What are the steps required to become an investment banker?
Q. I am a senior in high school and I want to be an investment banker. I plan on majoring in finance. I have researched how to be an investment banker but i would like to hear from people who are investment bankers or in that field. I would like to know the path they are taking. I'm wondering if I should go straight to grad school or graduate work in a firm then get my MBA? Questions like that I have. Thanks in advance for your help Are there any books you suggest I read now for future investment bankers?
Asked by Kenzie+Camden= - Wed Aug 4 13:54:59 2010 - - 2 Answers - 1 Comments

A. Well you can do what i did. Take bachelor degree in finance, then Master degree in Financial Markets then Ph.D. in Finance. U must work in Financial Markets as well or (Investment Banks) or (brokerage house). U must be patient. but u will reach ur target at the end.
Answered by unknown - Wed Aug 4 14:45:30 2010

Why did the investment bankers think it was profitable idea to securitize bundle bad mortgage loans?
Q. First I don't understand why banks would loan money to someone with bad credit or not having the means to repay. Second I don't understand why investment companies like Bears Stearns would repurchase the loans from the banks. Securitize them and sell them as bonds. What are they learning at these prestigious business schools? How to be a licensed crook? The credit rating agencies are seem to be payed by not assigning the proper credit ratings. The country is falling apart because people don't have the discipline to live within there means. Greed is running rampant.
Asked by Kuntree - Sat Jan 12 03:35:03 2008 - - 1 Answers - 0 Comments

A. The big problem comes in when the people originating the loans are not the people that end up holding the loans. They originator is getting paid to originate loans and frankly doesn't care if the loans will get paid, because he isn't going to be holding the loan - it will be sold to someone else. There is no incentive for the originator to do extensive checks to see if the person getting the loan can actually pay it off. All is good and fine if the housing market continues to go up as people can continuously refinance. However, that can't continue forever and now someone must pay the price for this. That should be the loan originators and the people that applied for these loans.
Answered by Stu - Sat Jan 12 16:38:50 2008

How would the investment banker assist an organization in going public?
Q. As a CFO, what information would you need to select an investment banker?
Asked by Halloween gal - Mon Mar 23 16:28:25 2009 - - 1 Answers - 0 Comments

A. you must go and see what they require like 2 years certified audited financial and a prospectus for underwriting etc
Answered by golferwhoworks - Mon Mar 23 17:10:45 2009

Im selling an investment propertyin victoria, australia. How can i reduce capital gains tax when i sell it?
Q. I have never lived in the property and I did purchase it close to the end of 1989. What capital losses can be claimed on investment property and anything else(deductions?) to lower the cgt im liable to pay upon selling it? I know I can reduce to cgt because Ive owned the property for more than 12 months. Is my income also taken into account when calculating cgt?
Asked by djmck098 - Tue Sep 16 01:56:34 2008 - - 1 Answers - 0 Comments

A. The amount you paid for the property (including legals, stamp duty) and incidental costs of sale (legal fees, real estate agent fees etc) is subtracted from the sale price. There are examples here CGT is not a separate tax - you calculate the amount of the capital gain (capital proceeds less cost base, then divide by 2 assuming you are eligible for the 50% CGT discount for holding the property for more than 12 months), and you add this to your other income (eg salary)
Answered by Smiley - Thu Sep 18 07:48:21 2008

What kind of investment offers 12% interest throughout its lifespan?
Q. I heard about it in an econ class, but can't remember very many specific details. I just remember that it is a very low risk investment, but it is really long-term.
Asked by fcmnum_22 - Wed Aug 4 15:01:36 2010 - - 5 Answers - 0 Comments

A. Growth stock Mutual funds usually can achieve 10-12% over the long-term (25+ years) assuming you reinvest any dividends & distributions. The next highest-yielding option would be a business venture, which usually returns 15%-20% long-term...
Answered by MarcThyme - Wed Aug 4 16:16:25 2010

What percentage of my investment portfolio should be high risk investments?
Q. I'm 29. What percentage of my investment portfolio should be high risk investments? When do I begin to move these to more conservative investments?
Asked by kduenke - Tue Aug 7 12:10:42 2007 - - 6 Answers - 1 Comments

A. Personally, I wont go for high risk investment . It gives you high yield and on the other hand, mind you can lose your capital. I go for conservative that offers a better deal. Or you can use your excess funds in doing some home-based business. You not enjoy time freedom but earning big with little risk. I believe there are lots of it there.
Answered by sandra y - Wed Aug 15 09:30:23 2007

What is the best investment someone can make in their 20's?
Q. I am 22 years old and only 6 months in to my first full-time job after college. What is the best investment I can make right now to get myself on the road to financial success?
Asked by jilip_99 - Mon Feb 19 15:14:23 2007 - - 14 Answers - 0 Comments

A. Roth IRA--the compound interest will make you more than financially stable in retirement if you start in your 20s
Answered by Heather Y - Mon Feb 19 15:22:08 2007

What type of custodial investment account is the best for a dependent child?
Q. I am considering setting up a custodial stock account for my 2 year old. I'm seriously considering DRIP type investment. What type of account is most beneficial in terms of tax benefits, for both parents and children? Is it better to own a separate DRIP account until the child reaches the adult age and then gift them the account or use it to pay for the education? Thanks
Asked by Mike S - Tue Apr 22 12:57:30 2008 - - 2 Answers - 0 Comments

A. Keep the money in your name. I would avoid opening a UGMA or UTMA account, when your child reaches legal age (18 or 21) they can go pull the money out and spend it on anything they desire. We all hope our kids will grow up and be responsible but you never know. If You want to save for college. I would suggest opening a 529 college savings plan. These accounts allow the money invested to grow in mutual funds on a tax favored basis. No capital gains taxes, if the money is used for higher education it remains tax free. The account would be in your name with the child as a beneficiary. One nice thing is that once your child turns 18 the account still stays under you control. If your child wins a scholarship you will be able to withdraw… [cont.]
Answered by Insurance Made Easy.biz - Tue Apr 22 13:57:18 2008

What is the best investment for a retired person apart from bank fixed deposits?
Q. I am a retired person. I have 8 to 9 lakhs to invest.I get regular income from my retirement plans. That is I do not need any monthly income from the spare money.No share market or mutual funds. Bank deposits are at low rates. I do not want to lock it for more than 2 years.Can any one suggest a best investment option.?
Asked by Laxmi - Wed Oct 21 00:41:00 2009 - - 6 Answers - 0 Comments

A. I can make a Investment plan** for you, bench marked against the prevailing FD rates. FD's are low risk investments, hence corresponding returns; You can take some calculated risks based on understanding a Quantified Risk estimate, hence rationally desire higher return expectations.
Answered by nimmy28677 - Wed Oct 21 03:49:07 2009

To become wealthy from investment solely rely on others people?
Q. Is that possible? They claim let professional fund manager/forex fund to manage your investment, over the long run you could be a millionaire. Had anyone become millionaire by doing so?
Asked by Thomas - Mon Jun 21 04:49:30 2010 - - 1 Answers - 0 Comments

A. Nothing comes free in life my friend.why the knowledgable persons like fund managers, forex and hedge fund managers will make you wealthy.So to become wealthy from your investments you have to give some time. I can give you some idea from where you can get some benefits.You can get the information regarding companies, economies from www.moneycontrol.com you can also get detail information regarding other asset class like mutual funds, property etc from there. If you think for long term then invest a portion of your investment in equity, some amount in equity diversified mutual fund, some in insurance and rest in savings. For better returns invest more in equity and mutual funds in systematic way i.e. SIP way and you will get atleast 20 -30 [cont.]
Answered by Ayan - Mon Jun 21 05:34:15 2010

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September Brings Sunnier Forecast From S&P - Forbes (blog)
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Forbes (blog) That's the message from the Standard & Poor's Investment Policy Committee, which hiked its year-end S&P 500 target after the closing bell ...
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GreenBeat 2009: in The (Not So) Smart Grid
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Do Properties Make the perfect Investment ? | World Finance News
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