Is investment in Jomtien (thailand) condos among very good investment options in Asia ?
Q. I am exploring investment in Jomtien (Pattaya, Thailand) condos. I like to know if Jomtien is possibly among the very good real estate investment destination and can i expect 30% appreciation per annum. I hear them some of the Thailand's highest towers are being built in jomtien beach. I would like someone to also list top 3-4 condos schemes for investment in 2008, and some websites that give comparison of multiple schemes and most updated information.
Asked by pradeep k - Fri May 9 01:36:40 2008 - - 1 Answers - 1 Comments
A. sir In India there are lot of opportunities where you can invest your money ,if you are sincere please just drop a line, I shall be here to reply your queries
Answered by manoj p - Sat May 10 10:08:16 2008
Q. I am exploring investment in Jomtien (Pattaya, Thailand) condos. I like to know if Jomtien is possibly among the very good real estate investment destination and can i expect 30% appreciation per annum. I hear them some of the Thailand's highest towers are being built in jomtien beach. I would like someone to also list top 3-4 condos schemes for investment in 2008, and some websites that give comparison of multiple schemes and most updated information.
Asked by pradeep k - Fri May 9 01:36:40 2008 - - 1 Answers - 1 Comments
A. sir In India there are lot of opportunities where you can invest your money ,if you are sincere please just drop a line, I shall be here to reply your queries
Answered by manoj p - Sat May 10 10:08:16 2008
What types of investment plans are out there for young entrapeurs?
Q. I am constantly wondering what types of investment plans or other forms of investment are out there for young entrepeurs who just want to make quick money legally. Therefore, just prove a full explanation of your opinion. Thank you.
Asked by N.T. - Wed Sep 26 15:09:49 2007 - - 3 Answers - 0 Comments
A. Shares / IPOs / Mutual Funds / F&O / Gold ETF etc www.vjondalalstreet.com
Answered by VJonDalalStreet - Mon Oct 1 17:50:03 2007
Q. I am constantly wondering what types of investment plans or other forms of investment are out there for young entrepeurs who just want to make quick money legally. Therefore, just prove a full explanation of your opinion. Thank you.
Asked by N.T. - Wed Sep 26 15:09:49 2007 - - 3 Answers - 0 Comments
A. Shares / IPOs / Mutual Funds / F&O / Gold ETF etc www.vjondalalstreet.com
Answered by VJonDalalStreet - Mon Oct 1 17:50:03 2007
What role did investment play in the industrialization of late 18th and early to middle 19th century America?
Q. What role did investment play in the industrialization of America around 1790-1860? I'm writing an essay where I have to examine the roles of several things in the industrialization of America's industrial boom, and investment is one of the many things.
Asked by The Intrepid Elite - Thu Jan 1 15:08:07 2009 - - 1 Answers - 0 Comments
A. It was obviously essential. You can't build a business except by investing in it. Obvious question really, IMHO.
Answered by MBK - Fri Jan 2 10:21:37 2009
Q. What role did investment play in the industrialization of America around 1790-1860? I'm writing an essay where I have to examine the roles of several things in the industrialization of America's industrial boom, and investment is one of the many things.
Asked by The Intrepid Elite - Thu Jan 1 15:08:07 2009 - - 1 Answers - 0 Comments
A. It was obviously essential. You can't build a business except by investing in it. Obvious question really, IMHO.
Answered by MBK - Fri Jan 2 10:21:37 2009
What is the safest investment for 10 Lakh Rupees for a period of 1 year in today's market condition?
Q. I don't want to lose a single paisa from my investment, that's my primary condition. I know, bank fixed deposit is the safest for a 1 year investment, but is there something else I may be missing out ?
Asked by JaiKUBER - Sat Dec 13 13:23:59 2008 - - 6 Answers - 1 Comments
A. Invest in Bank FD with any nationalize Bank. This is the safest option in today's uncertain financial market.
Answered by satish b - Sat Dec 13 22:54:20 2008
Q. I don't want to lose a single paisa from my investment, that's my primary condition. I know, bank fixed deposit is the safest for a 1 year investment, but is there something else I may be missing out ?
Asked by JaiKUBER - Sat Dec 13 13:23:59 2008 - - 6 Answers - 1 Comments
A. Invest in Bank FD with any nationalize Bank. This is the safest option in today's uncertain financial market.
Answered by satish b - Sat Dec 13 22:54:20 2008
What qualifications will I need to become an investment banker and what does an Investment banker do?
Q. Im just about to pick my GCSE options, and what I really want to do is become an investment banker. But what GCSE/A levels will I need to become one? Plus, what exactly does an investment banker have to do and how much money can one make? Please guys Id really appreicate some help on this.
Asked by james - Mon Nov 30 15:51:17 2009 - - 2 Answers - 0 Comments
A. While a degree in any discipline is acceptable, many companies prefer related subjects such as accounting, economics, mathematics or statistics. Increasingly, entrants have a Masters degree such as an MBA or MSc in a related subject. A second language is also extremely useful. The following qualifications may be useful as a first step: The 14-19 Diploma in business, administration and finance BTEC Certificates and Diplomas in business and finance subjects City & Guilds qualifications in business and finance subjects IFS Certificate or Diploma in financial studies. An investment banker's tasks could include: advising clients how to raise finance to expand their business arranging loans to fund expansion advising clients on merging with or… [cont.]
Answered by William - Mon Nov 30 18:55:19 2009
Q. Im just about to pick my GCSE options, and what I really want to do is become an investment banker. But what GCSE/A levels will I need to become one? Plus, what exactly does an investment banker have to do and how much money can one make? Please guys Id really appreicate some help on this.
Asked by james - Mon Nov 30 15:51:17 2009 - - 2 Answers - 0 Comments
A. While a degree in any discipline is acceptable, many companies prefer related subjects such as accounting, economics, mathematics or statistics. Increasingly, entrants have a Masters degree such as an MBA or MSc in a related subject. A second language is also extremely useful. The following qualifications may be useful as a first step: The 14-19 Diploma in business, administration and finance BTEC Certificates and Diplomas in business and finance subjects City & Guilds qualifications in business and finance subjects IFS Certificate or Diploma in financial studies. An investment banker's tasks could include: advising clients how to raise finance to expand their business arranging loans to fund expansion advising clients on merging with or… [cont.]
Answered by William - Mon Nov 30 18:55:19 2009
How would the investment banker assist an organization in going public?
Q. As a CFO, what information would you need to select an investment banker?
Asked by Halloween gal - Mon Mar 23 16:28:25 2009 - - 1 Answers - 0 Comments
A. you must go and see what they require like 2 years certified audited financial and a prospectus for underwriting etc
Answered by golferwhoworks - Mon Mar 23 17:10:45 2009
Q. As a CFO, what information would you need to select an investment banker?
Asked by Halloween gal - Mon Mar 23 16:28:25 2009 - - 1 Answers - 0 Comments
A. you must go and see what they require like 2 years certified audited financial and a prospectus for underwriting etc
Answered by golferwhoworks - Mon Mar 23 17:10:45 2009
What is right investment to do in Inida right now considering the inflation rates?
Q. Where a normal working class can invest now to secure him and his family future? Best available investment plans? Kindly let me know
Asked by me and my mind - Sat Sep 27 11:56:42 2008 - - 3 Answers - 0 Comments
A. Now a days Reliance mutual fund or reputed m'funds r best advisable. 2)Fix deposits with Nationalised Banks.presently they offering 10% pa. All the best
Answered by Amarnath C - Sat Sep 27 12:09:52 2008
Q. Where a normal working class can invest now to secure him and his family future? Best available investment plans? Kindly let me know
Asked by me and my mind - Sat Sep 27 11:56:42 2008 - - 3 Answers - 0 Comments
A. Now a days Reliance mutual fund or reputed m'funds r best advisable. 2)Fix deposits with Nationalised Banks.presently they offering 10% pa. All the best
Answered by Amarnath C - Sat Sep 27 12:09:52 2008
Im selling an investment propertyin victoria, australia. How can i reduce capital gains tax when i sell it?
Q. I have never lived in the property and I did purchase it close to the end of 1989. What capital losses can be claimed on investment property and anything else(deductions?) to lower the cgt im liable to pay upon selling it? I know I can reduce to cgt because Ive owned the property for more than 12 months. Is my income also taken into account when calculating cgt?
Asked by djmck098 - Tue Sep 16 01:56:34 2008 - - 1 Answers - 0 Comments
A. The amount you paid for the property (including legals, stamp duty) and incidental costs of sale (legal fees, real estate agent fees etc) is subtracted from the sale price. There are examples here CGT is not a separate tax - you calculate the amount of the capital gain (capital proceeds less cost base, then divide by 2 assuming you are eligible for the 50% CGT discount for holding the property for more than 12 months), and you add this to your other income (eg salary)
Answered by Smiley - Thu Sep 18 07:48:21 2008
Q. I have never lived in the property and I did purchase it close to the end of 1989. What capital losses can be claimed on investment property and anything else(deductions?) to lower the cgt im liable to pay upon selling it? I know I can reduce to cgt because Ive owned the property for more than 12 months. Is my income also taken into account when calculating cgt?
Asked by djmck098 - Tue Sep 16 01:56:34 2008 - - 1 Answers - 0 Comments
A. The amount you paid for the property (including legals, stamp duty) and incidental costs of sale (legal fees, real estate agent fees etc) is subtracted from the sale price. There are examples here CGT is not a separate tax - you calculate the amount of the capital gain (capital proceeds less cost base, then divide by 2 assuming you are eligible for the 50% CGT discount for holding the property for more than 12 months), and you add this to your other income (eg salary)
Answered by Smiley - Thu Sep 18 07:48:21 2008
What to study in uni for a career in investment banking?
Q. i want to get into investment banking, and will be applying for universities this year, but i dont want to study the subject in uni. do i have to do a degree in something business related or can i do something like engineering or physics and still get into investment banking? if yes, which is better to do engineering or physics > if you're planning to go into investment banking after anyway.
Asked by S - Mon Apr 20 18:06:47 2009 - - 2 Answers - 0 Comments
A. if you want to be an investment banker, you should major in finance or something very similar to it. see if your uni offers courses related to investing that you could take if you want to be an investment banker why would you try to major in engineering? engineers major in engineering. if you want to be an engineering major because you like engineering, why don't you just become an engineer? they still make a lot of money, just like investors
Answered by Danielle - Mon Apr 20 18:13:35 2009
Q. i want to get into investment banking, and will be applying for universities this year, but i dont want to study the subject in uni. do i have to do a degree in something business related or can i do something like engineering or physics and still get into investment banking? if yes, which is better to do engineering or physics > if you're planning to go into investment banking after anyway.
Asked by S - Mon Apr 20 18:06:47 2009 - - 2 Answers - 0 Comments
A. if you want to be an investment banker, you should major in finance or something very similar to it. see if your uni offers courses related to investing that you could take if you want to be an investment banker why would you try to major in engineering? engineers major in engineering. if you want to be an engineering major because you like engineering, why don't you just become an engineer? they still make a lot of money, just like investors
Answered by Danielle - Mon Apr 20 18:13:35 2009
Why did the investment bankers think it was profitable idea to securitize bundle bad mortgage loans?
Q. First I don't understand why banks would loan money to someone with bad credit or not having the means to repay. Second I don't understand why investment companies like Bears Stearns would repurchase the loans from the banks. Securitize them and sell them as bonds. What are they learning at these prestigious business schools? How to be a licensed crook? The credit rating agencies are seem to be payed by not assigning the proper credit ratings. The country is falling apart because people don't have the discipline to live within there means. Greed is running rampant.
Asked by Kuntree - Sat Jan 12 03:35:03 2008 - - 1 Answers - 0 Comments
A. The big problem comes in when the people originating the loans are not the people that end up holding the loans. They originator is getting paid to originate loans and frankly doesn't care if the loans will get paid, because he isn't going to be holding the loan - it will be sold to someone else. There is no incentive for the originator to do extensive checks to see if the person getting the loan can actually pay it off. All is good and fine if the housing market continues to go up as people can continuously refinance. However, that can't continue forever and now someone must pay the price for this. That should be the loan originators and the people that applied for these loans.
Answered by Stu - Sat Jan 12 16:38:50 2008
Q. First I don't understand why banks would loan money to someone with bad credit or not having the means to repay. Second I don't understand why investment companies like Bears Stearns would repurchase the loans from the banks. Securitize them and sell them as bonds. What are they learning at these prestigious business schools? How to be a licensed crook? The credit rating agencies are seem to be payed by not assigning the proper credit ratings. The country is falling apart because people don't have the discipline to live within there means. Greed is running rampant.
Asked by Kuntree - Sat Jan 12 03:35:03 2008 - - 1 Answers - 0 Comments
A. The big problem comes in when the people originating the loans are not the people that end up holding the loans. They originator is getting paid to originate loans and frankly doesn't care if the loans will get paid, because he isn't going to be holding the loan - it will be sold to someone else. There is no incentive for the originator to do extensive checks to see if the person getting the loan can actually pay it off. All is good and fine if the housing market continues to go up as people can continuously refinance. However, that can't continue forever and now someone must pay the price for this. That should be the loan originators and the people that applied for these loans.
Answered by Stu - Sat Jan 12 16:38:50 2008
What type of custodial investment account is the best for a dependent child?
Q. I am considering setting up a custodial stock account for my 2 year old. I'm seriously considering DRIP type investment. What type of account is most beneficial in terms of tax benefits, for both parents and children? Is it better to own a separate DRIP account until the child reaches the adult age and then gift them the account or use it to pay for the education? Thanks
Asked by Mike S - Tue Apr 22 12:57:30 2008 - - 2 Answers - 0 Comments
A. Keep the money in your name. I would avoid opening a UGMA or UTMA account, when your child reaches legal age (18 or 21) they can go pull the money out and spend it on anything they desire. We all hope our kids will grow up and be responsible but you never know. If You want to save for college. I would suggest opening a 529 college savings plan. These accounts allow the money invested to grow in mutual funds on a tax favored basis. No capital gains taxes, if the money is used for higher education it remains tax free. The account would be in your name with the child as a beneficiary. One nice thing is that once your child turns 18 the account still stays under you control. If your child wins a scholarship you will be able to withdraw… [cont.]
Answered by Insurance Made Easy.biz - Tue Apr 22 13:57:18 2008
Q. I am considering setting up a custodial stock account for my 2 year old. I'm seriously considering DRIP type investment. What type of account is most beneficial in terms of tax benefits, for both parents and children? Is it better to own a separate DRIP account until the child reaches the adult age and then gift them the account or use it to pay for the education? Thanks
Asked by Mike S - Tue Apr 22 12:57:30 2008 - - 2 Answers - 0 Comments
A. Keep the money in your name. I would avoid opening a UGMA or UTMA account, when your child reaches legal age (18 or 21) they can go pull the money out and spend it on anything they desire. We all hope our kids will grow up and be responsible but you never know. If You want to save for college. I would suggest opening a 529 college savings plan. These accounts allow the money invested to grow in mutual funds on a tax favored basis. No capital gains taxes, if the money is used for higher education it remains tax free. The account would be in your name with the child as a beneficiary. One nice thing is that once your child turns 18 the account still stays under you control. If your child wins a scholarship you will be able to withdraw… [cont.]
Answered by Insurance Made Easy.biz - Tue Apr 22 13:57:18 2008
What is the best investment opportunity with a high interest rate?
Q. I am looking for an investment option that yields high interest and that is not required to be a long term commitment. I would like to start out investing $50 a month / 600 a year.
Asked by caramelhoney20042000 - Wed Mar 7 17:25:00 2007 - - 5 Answers - 0 Comments
A. I believe you may have a problem. Frankly, I do not know of any meeting those criteria. Best investment results are supplied by investments in the 5 to 10 year time frame and even further out 20 and 30 years. Any investment under 5 years will be an iffy proposition except for a savings account. If you want to consider 10 years as being not a long term commitment, I can recommend American Funds. You can start with $250 and add $50 a month. They do have a very good track record. One thing you need to know about American Funds. They do charge a 5.75% load. They do not charge the load on reinvestments of dividends however. Most, if not all, of the no load funds have a much higher minimum investment of about $2000.
Answered by muncie birder - Wed Mar 7 17:44:56 2007
Q. I am looking for an investment option that yields high interest and that is not required to be a long term commitment. I would like to start out investing $50 a month / 600 a year.
Asked by caramelhoney20042000 - Wed Mar 7 17:25:00 2007 - - 5 Answers - 0 Comments
A. I believe you may have a problem. Frankly, I do not know of any meeting those criteria. Best investment results are supplied by investments in the 5 to 10 year time frame and even further out 20 and 30 years. Any investment under 5 years will be an iffy proposition except for a savings account. If you want to consider 10 years as being not a long term commitment, I can recommend American Funds. You can start with $250 and add $50 a month. They do have a very good track record. One thing you need to know about American Funds. They do charge a 5.75% load. They do not charge the load on reinvestments of dividends however. Most, if not all, of the no load funds have a much higher minimum investment of about $2000.
Answered by muncie birder - Wed Mar 7 17:44:56 2007
How stressful is it to work in London in an investment bank or similar environment?
Q. I've been thinking of moving from York to central London with the hope of getting a job in a large investment bank. I have some friends who are working in investment banks of which a couple have moved from places like Surrey to be in London. There seems to be a popular theme of stress and long unbearable working hours when working in London, specifically in financial companies. I want to know how much of this is actually true and whether its just caused by bad self management? I feel extremely driven and have always enjoyed being in London and think I could cope, but never actually worked there. Working in York seems too chilled out and quiet but is it worth moving to work in the city for the higher salary? Is working in an investment bank… [cont.]
Asked by dragon512k - Mon Sep 18 19:27:26 2006 - - 6 Answers - 0 Comments
A. dont think investment bankers that work in london have time to visit yahoo answers so ur bestbet is to move here and ask one ur self
Answered by fantaBOY - Mon Sep 18 19:30:34 2006
Q. I've been thinking of moving from York to central London with the hope of getting a job in a large investment bank. I have some friends who are working in investment banks of which a couple have moved from places like Surrey to be in London. There seems to be a popular theme of stress and long unbearable working hours when working in London, specifically in financial companies. I want to know how much of this is actually true and whether its just caused by bad self management? I feel extremely driven and have always enjoyed being in London and think I could cope, but never actually worked there. Working in York seems too chilled out and quiet but is it worth moving to work in the city for the higher salary? Is working in an investment bank… [cont.]
Asked by dragon512k - Mon Sep 18 19:27:26 2006 - - 6 Answers - 0 Comments
A. dont think investment bankers that work in london have time to visit yahoo answers so ur bestbet is to move here and ask one ur self
Answered by fantaBOY - Mon Sep 18 19:30:34 2006
How to find an investment for a new business rather than a loan of finding a investor?
Q. I am a small businessman, who really tries to start a own business but fails at finding the fund or investment for it. It really is hard for me to find it. Please help for useful tips and strategies.
Asked by Snoop_MGL - Wed Aug 2 21:54:19 2006 - - 0 Answers - 0 Comments
A. Well I just want to say good luck and watch some videos from Brain Tracy -- haha that is what we watched in marketing class - when we learned about starting businesses. What type of buisness are you starting? Of course blah blah do the basics and make a good business plan to please investors. Well Good luck =)
Answered by summalover1245 s - Wed Aug 2 21:59:53 2006
Q. I am a small businessman, who really tries to start a own business but fails at finding the fund or investment for it. It really is hard for me to find it. Please help for useful tips and strategies.
Asked by Snoop_MGL - Wed Aug 2 21:54:19 2006 - - 0 Answers - 0 Comments
A. Well I just want to say good luck and watch some videos from Brain Tracy -- haha that is what we watched in marketing class - when we learned about starting businesses. What type of buisness are you starting? Of course blah blah do the basics and make a good business plan to please investors. Well Good luck =)
Answered by summalover1245 s - Wed Aug 2 21:59:53 2006
What forms of private investment prospered as a result of the European Union and its lead up?
Q. I ask this strictly from an investment/capitalist standpoint. If you could go back in a time machine to a pre European Union, what what would you have invested in, or withdrawn from? Please no political bloviating, and please speak in terms of a private investor, not large imperial motives.
Asked by stratmagic - Sat Dec 29 02:54:09 2007 - - 2 Answers - 0 Comments
A. I would have invested capital in banks and insurance companies. actually i would have "purchased" some shares too. they are safe and if i had the legal age (i'm 14) i would have done so. at least in malta, banks and insurance companies seem very prosperous
Answered by Dale S - Sat Dec 29 03:00:44 2007
Q. I ask this strictly from an investment/capitalist standpoint. If you could go back in a time machine to a pre European Union, what what would you have invested in, or withdrawn from? Please no political bloviating, and please speak in terms of a private investor, not large imperial motives.
Asked by stratmagic - Sat Dec 29 02:54:09 2007 - - 2 Answers - 0 Comments
A. I would have invested capital in banks and insurance companies. actually i would have "purchased" some shares too. they are safe and if i had the legal age (i'm 14) i would have done so. at least in malta, banks and insurance companies seem very prosperous
Answered by Dale S - Sat Dec 29 03:00:44 2007
What is the best investment for a college fund for a baby?
Q. I have looked into few ideas but I am looking for an investment option for 17-18 years which I will be adding into monthly. I want something fairly stable but with a decent return. Thanks.
Asked by Candice - Wed Sep 30 12:41:13 2009 - - 2 Answers - 0 Comments
A. Lower risk, large cap blue chips that pay dividends. If you don't want to pick individual stocks you could go with a number of different etfs that track the s&p, or a number of specialty dividend related funds.
Answered by John D - Wed Sep 30 15:07:04 2009
Q. I have looked into few ideas but I am looking for an investment option for 17-18 years which I will be adding into monthly. I want something fairly stable but with a decent return. Thanks.
Asked by Candice - Wed Sep 30 12:41:13 2009 - - 2 Answers - 0 Comments
A. Lower risk, large cap blue chips that pay dividends. If you don't want to pick individual stocks you could go with a number of different etfs that track the s&p, or a number of specialty dividend related funds.
Answered by John D - Wed Sep 30 15:07:04 2009
What is the best investment for a retired person apart from bank fixed deposits?
Q. I am a retired person. I have 8 to 9 lakhs to invest.I get regular income from my retirement plans. That is I do not need any monthly income from the spare money.No share market or mutual funds. Bank deposits are at low rates. I do not want to lock it for more than 2 years.Can any one suggest a best investment option.?
Asked by Laxmi - Wed Oct 21 00:41:00 2009 - - 6 Answers - 0 Comments
A. I can make a Investment plan** for you, bench marked against the prevailing FD rates. FD's are low risk investments, hence corresponding returns; You can take some calculated risks based on understanding a Quantified Risk estimate, hence rationally desire higher return expectations.
Answered by nimmy28677 - Wed Oct 21 03:49:07 2009
Q. I am a retired person. I have 8 to 9 lakhs to invest.I get regular income from my retirement plans. That is I do not need any monthly income from the spare money.No share market or mutual funds. Bank deposits are at low rates. I do not want to lock it for more than 2 years.Can any one suggest a best investment option.?
Asked by Laxmi - Wed Oct 21 00:41:00 2009 - - 6 Answers - 0 Comments
A. I can make a Investment plan** for you, bench marked against the prevailing FD rates. FD's are low risk investments, hence corresponding returns; You can take some calculated risks based on understanding a Quantified Risk estimate, hence rationally desire higher return expectations.
Answered by nimmy28677 - Wed Oct 21 03:49:07 2009
What is the return on investment of a check cashing franchise?
Q. I am working with a franchise consultant who is recommending that I purchase a check cashing franchise with a company called Family Financial Centers. I have never owned a franchise before. I would like to find out from current franchisees of this or other companies how much investment of their personal time is necessary and what kind of net profit are you making per year. Family Financial Centers is a new business (3 years) so I'm concerned that there is no long term track record of it's profitability.
Asked by bfmuse - Thu Oct 4 12:03:23 2007 - - 1 Answers - 0 Comments
A. Go to this website:
Answered by quita_poo - Thu Oct 4 12:10:09 2007
Q. I am working with a franchise consultant who is recommending that I purchase a check cashing franchise with a company called Family Financial Centers. I have never owned a franchise before. I would like to find out from current franchisees of this or other companies how much investment of their personal time is necessary and what kind of net profit are you making per year. Family Financial Centers is a new business (3 years) so I'm concerned that there is no long term track record of it's profitability.
Asked by bfmuse - Thu Oct 4 12:03:23 2007 - - 1 Answers - 0 Comments
A. Go to this website:
Answered by quita_poo - Thu Oct 4 12:10:09 2007
What would be the best investment advice for my wife and I?
Q. I have been married for two years and my wife and I have a six week old daughter. We both have steady jobs that pay a normal amount for people our age and newly wed We live in an apartment paying about 550 rent etc etc I hope you get the picture. We are pretty normal and we are (more I am) looking for good investment opportunities that aren't really risky. Just taking the same money I already save and get a better return. We consistently put 10% of our net into savings. What are your ideas?
Asked by Brig - Fri Apr 24 19:02:42 2009 - - 6 Answers - 0 Comments
A. First make sure you both have level term life insurance, so if one dies, the other can carry on, especially with a daughter. Then open IRA's, diversifying into both stocks and CD's. Look for a home at some point, as this is the BEST time ever to purchase. Put money away for your daughter in a custodial account for college, as it is never too soon. Any extra put some into stocks, as at your young ages, you still have many years of earning power should you lose any. But keep a years worth of ready cash available in case.
Answered by Mr. Prefect - Fri Apr 24 19:11:15 2009
Q. I have been married for two years and my wife and I have a six week old daughter. We both have steady jobs that pay a normal amount for people our age and newly wed We live in an apartment paying about 550 rent etc etc I hope you get the picture. We are pretty normal and we are (more I am) looking for good investment opportunities that aren't really risky. Just taking the same money I already save and get a better return. We consistently put 10% of our net into savings. What are your ideas?
Asked by Brig - Fri Apr 24 19:02:42 2009 - - 6 Answers - 0 Comments
A. First make sure you both have level term life insurance, so if one dies, the other can carry on, especially with a daughter. Then open IRA's, diversifying into both stocks and CD's. Look for a home at some point, as this is the BEST time ever to purchase. Put money away for your daughter in a custodial account for college, as it is never too soon. Any extra put some into stocks, as at your young ages, you still have many years of earning power should you lose any. But keep a years worth of ready cash available in case.
Answered by Mr. Prefect - Fri Apr 24 19:11:15 2009
How can one use their credit cards to invest without the investment qualifying as a cash advance?
Q. Everybody knows using a credit card at the ATM or bank will qualify the transaction as a cash advance and cash advances carry a rather high rate. However today I heard a bit on the news;how to make money off of the credit card companies rather than them making it off of you. It featured some investment guru who talked about using available balances on credit cards for investments that have a higher rate of return than the credit card carries. I have a 0% until July 2007 with plenty to invest if I decided to do this, but how would I avoid the cash advance rate if it would be regarded as cash? Are there any investments that would list the transaction as a purchase? Please help, I am confused.
Asked by Michael P - Wed Feb 7 11:40:14 2007 - - 5 Answers - 0 Comments
A. First you must make sure you know what you actually have - is it 0% on purchases or balance transfers? In neither case, it would not apply to a withdrawal at an ATM - interest kicks in from day 1 - banks are not dumb! But for instance - if it is on purchases and if you buy something - and then sell it quickly (maybe on Ebay or to a friend?) and use that cash to invest in say, a 3 month CD earning interest - now we are talking.
Answered by Beer Boy - Thu Feb 8 18:37:13 2007
Q. Everybody knows using a credit card at the ATM or bank will qualify the transaction as a cash advance and cash advances carry a rather high rate. However today I heard a bit on the news;how to make money off of the credit card companies rather than them making it off of you. It featured some investment guru who talked about using available balances on credit cards for investments that have a higher rate of return than the credit card carries. I have a 0% until July 2007 with plenty to invest if I decided to do this, but how would I avoid the cash advance rate if it would be regarded as cash? Are there any investments that would list the transaction as a purchase? Please help, I am confused.
Asked by Michael P - Wed Feb 7 11:40:14 2007 - - 5 Answers - 0 Comments
A. First you must make sure you know what you actually have - is it 0% on purchases or balance transfers? In neither case, it would not apply to a withdrawal at an ATM - interest kicks in from day 1 - banks are not dumb! But for instance - if it is on purchases and if you buy something - and then sell it quickly (maybe on Ebay or to a friend?) and use that cash to invest in say, a 3 month CD earning interest - now we are talking.
Answered by Beer Boy - Thu Feb 8 18:37:13 2007
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