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Investment or investing is a term with several closely-related meanings in business management, finance and economics, related to saving or deferring consumption. Investing is the active redirection of resources: from being consumed today, to creating benefits in the future; the use of assets to earn income or profit. An investment is a choice by an individual or an organization such as a pension fund, after at least some careful analysis or thought, to place or lend money in a vehicle (e.g. property, stock securities, bonds) that has sufficiently low risk and provides the possibility of generating returns over a period of time. Placing or lending money in a vehicle that risks the loss of the principal sum or that has not been thoroughly analyzed is by definition speculation and not investment at all. In the case of investment, rather than store the good produced or its money equivalent, the investor chooses to use that good either to create a durable consumer or producer good, or to lend the original saved good to another in exchange for either interest or a share of the profits. In the first case, the individual creates durable consumer goods, hoping the services from the good will make his life better. In the second, the individual becomes an entrepreneur using the resource to produce goods and services for others in the hope of a profitable sale. The third case describes a lender, and the fourth describes an investor in a share of the business. In each case, the consumer obtains a durable asset or investment, and accounts for that asset by recording an equivalent liability. As time passes, and both prices and interest rates change, the value of the asset and liability also change. An asset is usually purchased, or equivalently a deposit is made in a bank, in hopes of getting a future return or interest from it. The word originates in the Latin "vestis", meaning garment, and refers to the act of putting things (money or other claims to resources) into others' pockets. See Invest. The basic meaning of the term being an asset held to have some recurring or capital gains. It is an asset that is expected to give returns without any work on the asset per se. The term "investment" is used differently in economics and in finance. Economists refer to a real investment (such as a machine or a house), while financial economists refer to a financial asset, such as money that is put into a bank or the market, which may then be used to buy a real asset. From Wikipedia under the
GNU Free Documentation License How do you get into investing in stocks and bonds? What is the minimum to invest? Q. I'm thinking about investing in stocks and bonds but I don't know the first step to take in investing in one. Do I go through a broker? How do I find one? How do I find one that won't jip me out of money? Asked by ga_peach12006 - Sat Aug 11 22:42:59 2007 - - 8 Answers - 0 Comments A. In today's world the easiest way is on-line. E-trade being one of the on-line traders they are cheap and do not require a large minimum. Different stocks and bonds have different requirements for purchasing. For stocks 100 shares is a typical minimum. For Bonds I believe you might still find some for 1000 dollars. But there are always exceptions and you can still buy 1 share of some stocks. Before you start understand trading is legalized gambling and though it is monitored there is still corruption. Only invest what you can lose. Always pay off your debt first. For information on Trading. The local library is always a good source. There are also several Magazines and Newspapers always willing to give you pointers and their view… [cont.] Answered by unknown - Sat Aug 11 23:01:00 2007 How can I start in investing in pre-developed or developing real estate? Q. I'm interested in learning more about investing in developing real estate. Can somebody tell me how to approach this? Is there a list of developers that I can look up that may have a list of their projects? Asked by Ken - Thu Jun 26 10:02:58 2008 - - 2 Answers - 0 Comments A. that takes tons of money and lots of risk - you're better off starting with investing in rental properties that can give you positive ash flow from day one Answered by Doctor Deth - Thu Jun 26 10:55:26 2008 What is the best real estate investing business structure?
Q. All the investing literature I have read say to protect yourself from liability and taxes. I know there are LLC and Corp (S and C) which provide these benefits. The investing literature also says to use the banks money to leverage your investing (OPM). However, my lender will not provide a single or multi family home investment loan for a business (only under my name). So, how do I create a business structure that protects me but still allows me to get home loans. Asked by John H - Mon Oct 1 21:24:28 2007 - - 1 Answers - 0 Comments A. Inquire with your lender, or other lenders, whether they will lend to you, individually, with a guaranty from the LLC and with the collateral being an Indemnity Deed of Trust (IDOT), supplied by the LLC which owns the real property. Feel free to e-mail me if you have any additional questions. Answered by Rob B, of MD - Fri Oct 5 11:35:49 2007 From Yahoo Answer Search: "Investing"
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 news.google.com ETF Trends (blog) Poland may be one of the lucky few economies that has evaded the recession this year. A major exchange traded fund (ETF) provider has also taken notice and ... The bad boys of the ETF world ReportonBusiness.com Sometimes being right Edmond Sun This Week In etfs: November 20th Edition ETF Database all 16 news articles » news.google.com South Carolina Now Giving to the United Way is a way of investing directly in our community and its people. As Sawyer pointed out, 98.4 percent of all of the money given to ... and more » news.google.com Wall Street Journal And it is investing heavily in health and food-aid programs that provide services far superior to those available to its own citizens in India. ... Dear PM, why is India so paranoid? Daily News & Analysis all 1,064 news articles » From Google News Search: "Investing"  kcee.wichita.edu 2036px x 1042px | 1200.00kB [source page] on line resources syllabus lessons activities and other resources within the Teacher Support Center throughout the semester Each registered advisor will receive a free copy of Your Guide to Understanding Investing thanks to A G Edwards Wachovia Securities An additional copy will be sent for each additional three teams registered All 4th 12th grade  audiobooksonline.com 400px x 338px | 29.00kB [source page] Purchase CD Audio Book View Cart Rich Dad s Advisors The ABC s of Real Estate Investing The Secrets of Finding Hidden Profits Most Investors Miss Ken McElroy $19 98 From Yahoo Image Search: "Investing"  investing.hirby.com hirby Sat, 21 Nov 2009 15:47:57 GM I'd like to learn about tax lien . investing. . I have no real estate backround. Besides scam infomercials and books, are there classes that might teach me...via.  farmlandgrab.org GRAIN hu, 19 Nov 2009 13:17:21 GM Governments and corporations are buying up farmland in other countries to grow their own food or simply to make money.  assetinvesting.com Business Manager Sun, 22 Nov 2009 03:00:09 GM If you have decided to apply for a credit card, this can be one of the most important decisions in your financial life. Credit cards not only help us to solve. From Google Blog Search: "Investing" |
